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Options Analysis Tool Agreement

Service Agreement of Large Language Model Product for Options Data Analysis Through AI

Agreement No.: TRA-USM-20250701-01

This Agreement is executed in the English language, which shall be the authoritative text (Section XI, Clause 34).

This Service Agreement of Large Language Model Product for Options Data Analysis Through AI (hereinafter referred to as this "Agreement"), is made and entered into by and between XXX ("User", "You" or "Your"), whose email or phone is XXXXXXXXXXX and securities account number is XXXXXX, and URICH AITECH COMPANY LIMITED. ("UACL", "We", "Us" or "Our").

[Special Notice]

This Agreement is legally binding between User and UACL in relation to Your voluntary subscription to the Large Language Model Product for Options Data Analysis Through AI (hereinafter referred to as the "Product") provided by Us. UACL and User are referred to as singularly the Party or collectively the Parties.

To safeguard Your lawful rights and interests, You must carefully read, fully understand, and acknowledge the terms and conditions of this Agreement prior to purchasing the Product and clicking to accept this Agreement, in particular those terms conditions that exclude or limit Our liability, restrict Your rights, stipulate dispute resolution and jurisdiction (e.g., provisions under Chapter Ten). Clauses containing the said matters may be highlighted in bold, underlined, or otherwise emphasized for Your attention.

Unless and until You have thoroughly read, comprehensively understood, and totally accepted all terms and conditions of this Agreement, You shall not be entitled to use the Product and/or related services thereof. Upon Your confirmation and submission of this Agreement, You will be deemed to have signed this Agreement and to have fully understood and totally accepted all the terms and conditions hereunder. This Agreement is executed by means of electronic signature and shall carry the same legal force as a written agreement. Your click on "Agreed," "Next," or other similar action, or use of the Product or other express or implied conduct indicating acceptance, shall be deemed as Your consent to and electronic signature of this Agreement. This Agreement shall thereupon become legally binding and enforceable against both Parties.

If You are a User located outside the Republic of Singapore, You shall additionally comply with the laws and regulations of Your jurisdiction of residence and/or business when entering into and performing this Agreement.

SECTION I: SCOPE OF AGREEMENT

1 In accordance with applicable laws, regulations, rules, and Self-Regulatory Organization Rules, and based on the principles of equality, willingness, and good faith, the Parties have entered into this Service Agreement of Large Language Model Product for Options Data Analysis Through AI and the Supplemental Agreement of Large Language Model Product for Options Data Analysis Through AI (collectively referred to as this "Agreement", and the latter shall be individually referred to as the "Supplemental Agreement"). For the avoidance of doubt, "We" refers to UACL and/or its affiliated entities that may operate or provide relevant services of the Product. "User" refers to any individual or organization utilizing the Product and/or related services thereof provided by UACL, and is hereinafter also referred to as "You".

2 This Agreement forms an integral part of the UACL Platform Terms of Use (the "Terms of Use") entered into between UACL and User and shall have the same legal effect as the Terms of Use. Any matters not provided for in this Agreement shall be governed by the provisions of the Terms of Use. In the event of any inconsistency between this Agreement and the Terms of Use, the provisions of this Agreement shall prevail.

SECTION II: SCOPE AND METHOD OF USE

3 The Product provided by Us refers to the information support services for User's option contract investment, which is offered through the service platforms managed and operated by Us, such as the Web site or client or the PC client "UACL Trade" (collectively referred to as the "UACL Platform"). The Product is based on the filter conditions data input or selected by You, including stock codes, option types, remaining term (i.e., the term from the date You use the Product to the exercise date of the option contracts), annualized returns, premiums, price differences, etc., utilizing computer technology, mathematical models, large language models, and artificial intelligence and other technologies. You acknowledge, understand and agree that the option analysis data provided by the Product (including exercise probability and recommendation value, etc., hereinafter collectively referred to as the "option analysis data") is merely the result of automated analysis of the historical objective data of the relevant option contracts based on algorithmic models. It does not constitute any investment strategy, opinion, advice or offer, nor does it constitute any express or implied warranty of the results of option contract trading. The analysis conclusions of the Product have not been customized or individually assessed for Your specific investment objectives, financial conditions, risk tolerance and/or trading requirements, and shall not be used as the basis for You to conduct specific trading or investment operations.

4 We provide the Product through one or more of the UACL Platforms, such as the APP or Web site or PC client. The successful publication or delivery of the Generated Content of the Product (including but not limited to the option contract list, option analysis data, etc., hereinafter collectively referred to as "Generated Content") shall be deemed as Our full performance of obligations. You shall ensure that Your terminal equipment, software compatibility and network connection are in normal and available condition, and promptly review the said Generated Content of the Product on UACL Platform. Any adverse consequences arising from Your inability to use the Product properly due to Your own equipment failure, network interruption or delay or other reasons attributable to You shall be borne by You, except for service interruptions caused by faults in UACL Platform.

5 Purpose of Use: The Generated Content of the Product is produced using large-language-model technology and does not represent Our position nor constitute any investment advice from Us. In circumstances where the content may have a material impact on You or any relevant party (for example, in professional contexts such as Your engaging in option trading or investment), the Product shall not substitute for advice from qualified professionals. The option analysis data and related Generated Content are provided to You for reference only. Any decisions or subsequent actions You take based on such Generated Content of the Product are solely Your responsibility, and You shall bear all adverse consequences in accordance with applicable laws and regulations. You are urged to use the Product via the UACL prudently, rationally, and in compliance with applicable legal requirements.

6 Updates and Enhancements: We may, from time to time, update the Product or modify certain functions (such as upgrading functions, decommissioning certain functions, or introducing new services) to improve Your experience and enhance the service content. We will notify You of such updates and/or enhancements through appropriate channels (including but not limited to service notifications, in-app announcements, or internal messages). You may choose whether to adopt the updated version; however, if You elect not to update, some functions of the Product accessible via the UACL Platform may be restricted or rendered unavailable.

SECTION III: RIGHTS AND OBLIGATIONS OF THE PARTIES

7 Rights and Obligations of User

7.1 You confirm that you have the legal capacity to enter into this Agreement and acknowledge that, prior to subscribing to the Product, you have been fully informed of and understand the risks associated with options trading and investment, as well as the Product's pricing, scope of use, and method of delivery. You agree to pay the fees due to Us in accordance with this Agreement. You recognize that the Product provided by Us hereunder, including any option contract list and option analysis data generated by the Product, is for reference only, and you shall independently make decisions related to option trading and investment and bear the associated risks, and we shall not assume any economic or legal liability in respect thereof.

7.2 By entering into this Agreement and the Supplemental Agreement, you represent that you have understood the provisions, procedures, and fees related to the Product, and accept the resulting outcomes. You shall bear all consequences arising from any misuse or improper operation by yourself or any third party.

7.3 You agree to comply with all applicable laws, regulations, and regulatory policies. You further undertake to keep the Product content confidential and limited to Your personal use. Without Our prior written approval, You shall not use the Product content for commercial purposes, distribute it externally, or upload it to any internet platform. You shall not transfer, copy, modify, disclose, reverse-engineer, decompile, disassemble, tamper with, or circumvent the technical restrictions of the Product. If You violate this Clause, We reserve the right to unilaterally terminate this Agreement, revoke Your access, and pursue legal remedies.

7.4 You shall take due care to safeguard Your account and password. We shall not be liable for any unauthorized use or access resulting from hacking, Your negligence, or other reasons beyond Our control.

7.5 You agree to cooperate with Our customer follow-up inquiries and warrant that any information You provide during such inquiries is true, valid, and complete.

7.6 You undertake to comply with all applicable laws, regulations, rules, and other normative documents—including those regulations related to options trading issued by securities regulatory authorities, industry associations, stock exchanges, and securities depository and clearing institutions. You affirm that you are not, and shall not become, engaged in any conduct in violation of any rules or directives of the securities regulatory authorities, nor shall you engage in illegal securities activities or facilitate such activities on behalf of others.

8 Rights and Obligations of UACL

8.1 We are entitled to charge you the Services Fees for the Product and shall provide the Product and/or related services thereof once We receive full payment from you.

8.2 We will deliver the Product and/or the related services thereof to You via the APP, PC client, or other UACL Platform, as further detailed in the Supplemental Agreement.

8.3 To ensure or enhance the service quality of the Product, We reserve the right to adjust or upgrade the Product or any of its functions at Our discretion, without requiring Your prior consent.

8.4 We may immediately suspend or terminate provision for the Product and/or related services thereof if any of the following occur:

  • 8.4.1 Amendments to applicable laws, regulations, rules, other normative documents, mandates from securities regulators, or rules issued by a Self-Regulatory Organization result in Our continued provision for the Product and/or related services thereof becoming unlawful;
  • 8.4.2 You breach Clause 7.3 of this Agreement;
  • 8.4.3 Securities regulators, a Self-Regulatory Organization, or other relevant authorities instruct Us to suspend or terminate provision for the Product.

8.5 We shall perform Our obligations toward You hereunder in good faith, diligence, and with due prudence.

8.6 During the Subscription Term of the Product, We shall be responsible for providing consultation, technical support, and troubleshooting services.

SECTION IV: SERVICES FEES AND PAYMENT

9 Services Fees: The Services Fees for the Product shall be as displayed on Our UACL Platform. You agree to pay Us the applicable Services Fees based on the published price and Subscription Term for the Product, and acknowledge that all payments must follow the "payment before service" principle.

10 Payment: You shall pay the Services Fees using the existing funds in Your securities account held on Our UACL Platform. Such payment shall comply with the regulatory policies of the Monetary Authority of Singapore, the Singapore Exchange, and any other applicable regulatory, enforcement, or judicial authorities, as well as Our internal business rules. You acknowledge and accept all risks arising from payment using securities account funds, save for those caused by Our willful misconduct or gross negligence. You are responsible for ensuring your securities account has sufficient funds. If payment fails due to insufficient funds, We reserve the right to refuse provision for the Product, and You shall bear all adverse consequences and risks arising therefrom or related thereto.

SECTION V: SUBSCRIPTION TERM

11 Subscription Term: The Subscription Term for the Product shall be as specified in the Supplemental Agreement. Subscription Term is calculated in calendar months. For example, if You subscribe the Product on July 1, 2025 for a term of one (1) calendar month, Your Subscription Term shall commence at 00:00:00 on July 1, 2025 and end at 23:59:59 on July 31, 2025.

12 Expiry and Non-Renewal: If You fail to renew before the end of Your Subscription Term, We will cease provision for the Product and/or related services thereof at 23:59:59 on the last day of such Subscription Term.

SECTION VI: EFFECTIVENESS, AMENDMENT AND TERMINATION

13 Effectiveness: This Agreement shall become effective upon Your full payment of the Services Fees for the Product selected.

14 Amendments: You agree that We may amend this Agreement and/or any applicable service rules due to changes in applicable laws, regulations, regulatory policies, or Your business needs. Such amendments—which may include suspension, discontinuation, or modification of provisions hereof—shall be announced via service notifications. The amended Agreement shall become effective two (2) Business Days after such announcement, and the amended provisions shall supersede the previous corresponding provisions. You shall regularly review Our service rules and amendments. If You do not object to any changes or amendments within the announcement period, You shall be deemed to have acknowledged and accepted the amended provisions.

15 Legal and Regulatory Amendments: If, during the term of this Agreement, any amendments to relevant laws, regulations, rules, industry association requirements, or Self-Regulatory Organization Rules result in any conflict with the provisions of this Agreement, the new legal or regulatory requirements shall govern, and the Parties shall promptly negotiate in good faith to revise or amend this Agreement. If, as a result, this Agreement becomes illegal, invalid, revoked, or unenforceable, it shall automatically and promptly terminate.

16 Expiry: Unless otherwise agreed by both Parties, this Agreement shall terminate at the end of Your then-current Subscription Term for the Product.

SECTION VII: CANCELLATION

17 Within five (5) Business Days from the Effective Date of this Agreement, You may cancel the Agreement, unsubscribe, and request a refund. To do so, You must call our customer service hotline at 4008835888 and submit your request via email. Upon Our receipt of Your cancellation notice by email, this Agreement shall be canceled, and We will cease to provide the Product and/or related services thereof. We will process the refund within thirty (30) Business Days of receiving Your request. Note: The time for the refund to be credited to Your account may vary depending on Your bank.

18 If You request cancellation after the initial five (5) Business Day period following the Effective Date, We will not accept Your request and all fees paid are non-refundable. We will continue to provide the Product for the full Subscription Term You purchased, and You are urged to make purchase decisions carefully.

SECTION VIII: DISCLAIMER

19 You fully acknowledge and agree that You are solely responsible for Your use of the Product and any resulting consequences. You shall exercise Your own judgment in assessing the content to which You are exposed, including any risks arising from reliance on the accuracy, completeness, or usefulness thereof.

20 If Your breach of this Agreement results in any third-party claims, demands, or losses, You shall bear sole liability. You further agree to indemnify Us for any losses and damages We may suffer as a result thereof.

21 If Your violation of applicable laws, regulations, or this Agreement causes any losses and damage to Us, or if You disrupt the operation of the Product or interfere with other users' access thereto, We shall be entitled to claim compensation from You.

22 We shall not be liable for any failure or delay in providing the Product due to events beyond Our reasonable control, including but not limited to:

  • (a) failures in servers, cloud services, technical suppliers, platform support, SMS providers, or mobile carriers;
  • (b) natural disasters such as earthquakes, typhoons, war, strikes, epidemics, pandemics, or fire;
  • (c) cyberattacks, network viruses, or government-imposed restrictions;
  • (d) changes in regulatory requirements or national laws and policies;
  • (e) Your own network or device issues.

In such cases, partial or complete non-performance of this Agreement shall not result in liability on Our part.

23 If We suspend or terminate provision for the Product and/or related services thereof due to relevant laws, regulations, rules, regulatory rules or any legal requirements imposed by certain competent authorities and upstream institutions (such as judicial bodies, administrative bodies, exchanges, or market data providers), we shall not be liable for any resulting consequences thereof.

24 All information, data, and materials generated by the Product are sourced from publicly available market information and may be subject to gaps, delays, or inaccuracies due to historical data retroactive adjustments, omissions in data collection, or defects in data processing methods. While We endeavor to ensure quality, We make no warranties - express or implied - regarding the accuracy, truthfulness, completeness, or originality of any information generated by the Product. All data, information, and statistical results provided as part of the Product - including option analysis data - are offered solely for your personal informational reference. They do not constitute any investment strategy, advice, suggestion, or offer, nor are they tailored to Your individual investment objectives, financial situation, risk tolerance, or trading needs, and therefore should not be relied upon as a basis for executing Your specific trade or investment.

25 You acknowledge and understand that options trading involves inherent risks - including but not limited to market volatility, regulatory changes, and liquidity fluctuations - and that You are fully liable for all outcomes (including loss of principal or expected returns). The Product and its Generated Content are for informational support only and do not constitute any express or implied warranty regarding the outcomes of options trading. Any profits or losses resulting from Your trading or investment decisions on the UACL Platform are solely Your responsibility, and, to the maximum extent permitted by applicable law, We disclaim all liability relating thereto or arising therefrom.

26 We strive to provide safe, stable, and continuous services, but You understand and agree that, due to the limitations of large-language-model technology and its stage of development, We cannot fully guarantee that:

  • (a) the Product or its algorithmic models will meet Your actual or specific needs or objectives in any manner whatsoever;
  • (b) the Product or its algorithmic models will be completely accurate, reliable, available, stable, or free from defects;
  • (c) the Generated Content will be truthful, complete, accurate, timely, or useful in any manner whatsoever;
  • (d) the Generated Content will be error-free, non-fictitious, or reasonable.

Accordingly, You should always critically evaluate the Generated Content and exercise prudent judgment based on Your own situation. Please use the Product carefully, responsibly, and lawfully.

27 Unless explicitly stated otherwise in the Product interface, or separately agreed by the Parties, or legally required, We shall not be liable for any losses and damages incurred by You arising from Your use of the Product.

SECTION IX: PRIVACY POLICY

28 We respect and protect Your personal information. We will not disclose Your personal information or any non-public content stored in our systems to third Parties without Your authorization, except in the following circumstances:

  • (a) Where We have obtained Your explicit prior consent;
  • (b) When required by applicable laws, regulatory policies, or directives from regulatory bodies;
  • (c) To safeguard public interests;
  • (d) To protect the legitimate rights and interests of either Party.

Subject to applicable laws and provided that no personal information is disclosed externally, We may analyze the databases related to the Product and/or related services thereof (including but not limited to option contract lists, option analysis data, and any other Generated Content), and commercially utilize the analytical findings.

SECTION X: GOVERNING LAW AND DISPUTE RESOLUTION

29 You may contact our customer service hotline at 4008835888 for inquiries, cancellation requests, refund applications, or complaints. We will handle all issues through friendly consultation until resolution.

30 This Agreement shall be governed by and construed in accordance with the laws of the Republic of Singapore, without reference to the principles of conflict of laws thereof. Disputes arising out of or in connection with this Agreement shall first be resolved through amicable negotiation. If such negotiation fails, either Party may submit the dispute to arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with its rules in force at the time. The arbitration award shall be final and binding on both Parties.

31 This dispute resolution provision shall remain in full force and effect even if this Agreement is invalid, terminated, or partially unenforceable. The existence of a dispute or arbitration shall not affect the parties' rights and obligations under other provisions of this Agreement that are not directly subject to arbitration.

SECTION XI: MISCELLANEOUS

32 You and We shall strictly comply with all applicable laws, regulations, rules, the operating rules of securities depositories and clearing institutions, and the trading rules of stock exchanges.

33 Defined terms and terminology used in this Agreement shall be interpreted in accordance with governing laws and regulations. Where such laws or regulations do not exist, reference shall be made to normative documents issued by securities regulatory authorities, stock exchanges, industry associations, or securities depositories and clearing institutions.

34 This Agreement is executed in the English language, which shall be the authoritative text. The English version shall supersede all other versions.

We confirm that We have explained the risks associated with using the Product. We do not guarantee that You will achieve investment returns, nor do We assume any liability for any investment losses You may incur. You affirm that You have carefully read and fully accept all terms and conditions of this Agreement, fully understand the rights, obligations, and liabilities set forth herein, and voluntarily subscribe to the Product and assume any risks and legal consequences arising therefrom.

I hereby confirm that I have fully read, thoroughly understood, and voluntarily accept all of the foregoing terms and conditions.

Customer Name: XXX

Date: July 1st, 2025